Why Choose Us?
We're Not Insurance. We're Better!
HealthShare Works is NOT insurance. We eliminate the “middleman” so that you can have complete freedom to choose healthcare providers you're comfortable with, build an honest and caring relationship with them, and SAVE MONEY!
TOP REASONS TO JOIN HEALTHSHARE WORKS
SIGNIFICANT COST SAVINGS
SINGLE MEMBER
COUPLE
PARENT & CHILD
FAMILY
Your monthly contribution depends upon your category and also the primary member’s age. HealthShare Works includes preventative care for adults and children, plus additional benefits. Use your primary care physician - no networks. Compliant with ACA and State regulations. *Households with one or more tobacco users contribute an additional $75.00 per month.
HealthShare Works allows you to take full advantage of Health Savings Accounts (HSAs), which offer a triple tax advantage: contributions, earnings, and eligible withdrawals, all tax-free! An HSA account lets you set aside money on a pre-tax basis to pay for qualified medical expenses. By using untaxed dollars in an HSA to pay for medical expenses, you can lower your overall health care costs.
2023 HSA Contribution Limits
The HSA contribution limits for 2023 are $3,850 for self-only coverage and $7,750 for family coverage. Those 55 and older can contribute an additional $1,000 as a catch-up contribution.
2024 HSA Contribution Limits
The HSA contribution limits for 2024 are $4,150 for self-only coverage and $8,300 for family coverage. Those 55 and older can contribute an additional $1,000 as a catch-up contribution.
There is no penalty for not using your contributions, and unused monies roll over from year to year. HSAs are allowed to hold money for years into the future which opens the door to using HSAs as tax-free long-term investment options with the intent of using the money to cover inevitable qualified healthcare expenses in retirement.
TIME-TESTED: RAPID GROWTH IN SHARING
FREEDOM TO CHOOSE YOUR DOCTOR & HOSPITAL
COLLABORATE FREELY
PROTECTIVE POWER TO HELP OTHERS
For those you care about, for those who rely on you, HealthShare Works brings peace of mind.
A LEGITIMATE ALTERNATIVE
HealthShare Works is not insurance and is recognized as a LEGITIMATE alternative to health insurance. We offer and manage access to the Community Health Association that benefits like-minded people who wish to share health expenses with
others with common goals of saving money on their healthcare costs, a commitment to healthy behavior and having more control over their health providers.
HELP IS ALWAYS AVAILABLE TO YOU
AS A COMMUNITY, WE ARE STRONGER TOGETHER
“Alone, we can do so little; together, we can do so much” – Helen Keller.
With HealthShare Works, you are investing your hard-earned money in a like-minded community; you can trust your financial contributions will be used to care for members like you.
Share eligible medical expenses while traveling domestically and abroad. Medical needs incurred internationally are sharable with the community in the same way as any other legitimate medical need within the United States. If the member’s out-of-pocket costs exceeded their Initial Unshareable Amount (IUA) for a particular need while overseas, the member would simply provide the details on the costs incurred along with any amount paid by the member, and we would facilitate sharing the portion that exceeds the member’s IUA.
